Explainable multi-row matching
Exact, tolerance, fuzzy, and signed splits of up to six rows—with a score and reason for every suggestion.
New flagship tool No signup · files stay local
Bank reconciliation that shows its work.
Match statements to books, investigate only the exceptions, prove the control totals, and export an audit-ready record. Unlimited browser-based use—without an account or financial-file upload.
CSV, TSV, XLS & XLSX No row-count paywall No bank credentials
Reconciliation health
July operating account
98.7%
matched
4
exceptions
$0.00
difference
Exact reference + amount100%
Amount + 2-day window92%
Gross deposit − processor fee82%
This is an illustrative preview. Your real data never leaves your device.
Local reconciliation workspace
Match, investigate, prove, export
Your files stay in this browser tab. Nothing is uploaded, and no account is required.
Local recent workspaces
IndexedDB keeps up to five recent workspaces only on this device. Disable autosave or delete any saved copy below.
Step 1
Add both sides of the reconciliation
Raw files never leave your device
Bank statement files
Bank, card, or payout exports
Ledger or sales files
QuickBooks, Xero, POS, AR, or AP exports
Built for the close, not a demo
From messy exports to a defensible reconciliation
Automatic matching is only useful when reviewers can understand it, correct it, and prove what happened. The workspace keeps that full chain intact.
Reconciling marketplace settlements or payment-platform payouts? Follow the ecommerce payout reconciliation guide for the accounting method, then use this workspace to perform and document the match.
Duplicate-resolution queue
Choose the source row to keep, exclude copies, or document identical rows as intentional.
Recurring rule suggestions
Detect weekly through annual patterns and turn reviewed keywords into deterministic category rules.
Multi-currency display
Format the complete workspace and report in 21 currencies without pretending to perform FX conversion.
Recoverable local workspaces
Autosave up to five recent workspaces in IndexedDB, restore them locally, or delete them at any time.
Large-workbook safeguards
Parse dense workbooks in a background worker, report timings, and bound expensive split searches.
Accountant sign-off
Capture preparer, reviewer, close date, notes, checklist evidence, and printable signature lines.
Controlled period close
Lock completed periods, freeze reconciliation decisions, and require an audited reason to reopen.
Common questions
Private by design. Complete by default.
Try the built-in sample first, then replace it with your own files when you are comfortable with the workflow.
Do I need an account to use the bank reconciliation tool?+
No. The complete reconciliation workflow works without signing up, signing in, or entering a credit card. Your files are processed locally in your browser tab and are not uploaded to PrimeConnect.
Which statement and ledger files can I reconcile?+
You can add multiple CSV, TSV, XLS, or XLSX files on either side. Every Excel worksheet is treated as a separate source, and the tool automatically suggests mappings for date, amount, debit, credit, description, and reference columns.
How does automatic transaction matching work?+
The deterministic engine checks exact reference and amount matches first, then amount and date-window matches, then fuzzy description matches, and finally signed one-to-many splits of up to six rows. Each match shows a confidence score, tier, and plain-language reason so it can be reviewed rather than accepted blindly.
Can it handle fees, deposits, and split transactions?+
Yes. Signed split matching can connect one deposit to two, three, four, five, or six ledger entries in either direction. You can also create manual many-to-many matches for more complex settlement batches.
What can I export after reconciliation?+
Exports include the match log, exception queue, printable PDF control and accountant sign-off report, portable local workspace, QuickBooks CSV, QuickBooks Desktop IIF, QuickBooks QBO, and Xero CSV. The source-row references, duplicate decisions, period lock events, and reviewer approvals remain visible for audit support.
Are my financial files stored?+
Files are never uploaded. Processing happens locally, and optional autosave keeps up to five recent workspaces in this browser’s IndexedDB on this device. You can turn autosave off, delete any local copy, or download a portable workspace JSON file.
Visual workflow
How Bank Reconciliation works
Complete the workflow locally in your browser and download the reviewed result.
- Step 1
Statement + ledger
Add both sides and verify their date and amount columns.
- Step 2
Match + investigate
Review explainable matches, duplicates, splits, and exceptions.
- Step 3
Lock + sign off
Tie balances, complete the checklist, and export the close package.
More QuickBooks® Tools
Explore our full suite of free QuickBooks® utilities — all browser-based, no installation needed.
CSV to IIF Converter
Convert bank CSV files to QuickBooks® Desktop IIF format. Supports 50+ US banks.
Try ToolPDF to QBO Converter
Convert PDF bank statements from BofA, Chase & more to QBO, CSV, or IIF for QuickBooks®.
Try ToolIIF Viewer & Validator
Preview and validate IIF files before importing into QuickBooks® Desktop.
Try ToolQBO to IIF Converter
Convert QuickBooks® Online QBO/OFX files to QuickBooks® Desktop IIF format.
Try Tool